PCS Move

PPM Decision Engine

FY2026

Full PPM vs Partial PPM vs Government HHG — side by side with your specific rank, weight, and distance.

Which move type is right for you?

Full PPM vs Partial vs Government HHG — side by side.

Runs all three scenarios with your rank, weight, and distance. Compares net dollars, physical effort, damage risk, and timing trade-offs so you pick the right option for your situation — not just the highest payout.

Service Member Profile

Tell us about yourself so we can look up your weight allowance and tailor the analysis.

About this entitlement

What you need to know — straight from the regulation

The three PCS transportation options

Per JTR par. 051502, a service member with an authorized PCS has three ways to move household goods: (1) a government-procured HHG shipment through a contracted mover; (2) a Personally Procured Move (PPM) where the member arranges transport personally and is reimbursed at the Government's Constructed Cost (GCC) for the actual weight moved; or (3) a Split Shipment under JTR par. 051503, in which a portion is moved by the government and a portion as PPM (commonly called a "partial PPM").

All three options are limited to the member's authorized PCS weight allowance in JTR Table 5-37. In a split shipment, combined weight of all shipments (government HHG + PPM + NTS) cannot exceed the total authorized weight allowance, and the government's cost is limited to what it would cost to ship the maximum weight in one lot.

JTR par. 051502, 051503, Table 5-37

How the GCC is constructed

Per JTR par. 051502-E, the domestic GCC is built from the "Best Value" transportation price and includes: line haul (rate × weight × distance), packing and unpacking, line haul factor charges at origin and destination, short-haul charges for shipments ≤800 miles, a fuel surcharge based on the DoD fuel index, a PPM Factor Amount, and any accessorial charges (big-screen TV, extra pickup/delivery, SIT).

For international shipments (Hawaii, U.S. territories, OCONUS), GCC is built from the "Best Value" Surface Single Factor Rate under JTR par. 051502-E-1b and DTR Part IV Chapter 403. Current reimbursement is 100% of GCC; the temporary 130% rate under MAP 42-25(R) applied only to moves between May 15 and September 30, 2025.

JTR par. 051502-C, 051502-E · MAP 42-25(R) · DTR Part IV Chapter 403

Excess weight handling

Per JTR par. 051306, the government pays the GCC only up to the authorized weight allowance. If actual net weight exceeds the allowance, PPM reimbursement is calculated on the authorized maximum weight — excess weight receives zero reimbursement. For government-procured shipments, the excess-weight cost is prorated and collected from pay.

JTR Table 5-37 sets the administrative weight allowance by pay grade and dependency status; pro-gear (PBP&E) allowances under JTR par. 051304 are separate from and in addition to the base HHG weight allowance.

JTR par. 051306, Table 5-36, 051304, Table 5-37

Dual-military couples

Per JTR par. 051402-F and Table 5-38: if both service members are PCSing to the same or nearby PDS where they will jointly reside, the combined move is limited to one administrative weight allowance based on the higher-ranking member (Table 5-38, Row 1). If PCSing to different PDSs where they occupy separate residences, each is individually authorized an administrative weight allowance (Rows 2 and 3).

Both members are individually authorized unaccompanied baggage, PBP&E (2,000 lbs each), required medical equipment, and gun safes. When married to another service member and each has a PCS order between PDSs where they maintain joint residences, weight allowances from Table 5-37 may be combined under par. 051402-F-2.

JTR par. 051402-F, Table 5-38, Table 5-37

Liability and insurance

Per JTR par. 051502-A, when a service member elects PPM, the member (or next of kin) is responsible for all issues and costs related to the move. The government's Full Replacement Value protection that applies to government-procured moves does NOT apply to PPM; the Personnel Claims Act generally does not cover PPM losses.

Exceptions may be considered when damage is clearly beyond the member's control — documented natural disasters or vehicle accidents where the member was not at fault. Rental truck insurance (collision damage waivers, supplemental liability) is NOT a reimbursable PPM expense, but private insurance coverage is recommended because personal auto policies often do not extend to large rental trucks.

JTR par. 051502-A · Personnel Claims Act (31 U.S.C. § 3721)

Source & references

Primary source
DoD Financial Management Regulation Volume 7A; JTR Chapter 5 (PPM); DTMO rate tables; Move.mil; IRS Publication 3 / Topic 455 / Form 3903 view official publication
Regulatory reference
JTR par. 051502, 051503, 051306, Table 5-37, Table 5-38 · 37 U.S.C. § 453
Effective date
JTR dated March 1, 2026
Move.mil — DoD's official PCS resource
https://www.move.mil/

Military Toolkit is not affiliated with the Department of Defense, DFAS, DTMO, the Department of Veterans Affairs, or any government agency. Rates and rules on this page are pulled directly from the publications cited above. Always verify with your finance office, TMO, or the official rate page before making financial or planning decisions.

Related tools

Estimates based on publicly available data. Actual costs vary by location, season, and vendor. Verify with your TMO/PPSO.

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