PCS & Travel

OHA Naples 2026

OCONUS

Overseas Housing Allowance at Naples: the rent ceiling for every pay grade, with and without dependents, the utility allowance and MIHA — DTMO locality Naples (IT055), effective November 1, 2026.

Reviewed by Guilherme Correia, active-duty U.S. Air Force

OHA at Naples reimburses rent up to a ceiling set for each pay grade: an E-5 with dependents can be reimbursed up to €1,728.00 ($1,968.78) a month, plus a flat utility allowance of €1,404.00 ($1,599.64) and a one-time MIHA of €688.00 ($783.87).

E-5 rent ceiling, with dependents

€1,728.00

$1,968.78 a month at DTMO's rate

Utility allowance

€1,404.00

$1,599.64 / month, with dependents

MIHA (misc.)

€688.00

$783.87 one-time, on move-in

E-5 total, with dependents

$3,568.42

rent ceiling + utility, per month

Naples: OHA rent ceiling by pay grade, November 1, 2026

DTMO locality Naples (IT055), Italy. Without dependents the ceiling is 90% of the with-dependents figure. Dollar figures use DTMO's rate for this period, 1 EUR = $1.14.

GradeWith dep. (EUR)No dep. (EUR)
E-1€1,500.00€1,350.00
E-2€1,500.00€1,350.00
E-3€1,500.00€1,350.00
E-4€1,500.00€1,350.00
E-5€1,728.00€1,555.20
E-6€2,160.00€1,944.00
E-7€2,160.00€1,944.00
E-8€2,160.00€1,944.00
E-9€2,700.00€2,430.00
W-1€1,728.00€1,555.20
W-2€2,160.00€1,944.00
W-3€2,700.00€2,430.00
W-4€2,700.00€2,430.00
W-5€2,700.00€2,430.00
O-1E€2,160.00€1,944.00
O-2E€2,160.00€1,944.00
O-3E€2,700.00€2,430.00
O-1€1,728.00€1,555.20
O-2€1,728.00€1,555.20
O-3€2,160.00€1,944.00
O-4€2,700.00€2,430.00
O-5€2,700.00€2,430.00
O-6€3,000.00€2,700.00
O-7€3,000.00€2,700.00
O-8€3,000.00€2,700.00
O-9€3,000.00€2,700.00
O-10€3,000.00€2,700.00

Source: DTMO Overseas Housing Allowance rate tables (per-country workbooks, "current" sheet) with full-precision exchange rates from Appendix K Part II. Members without dependents: rental ceiling x90%, utility/recurring maintenance x75%, MIHA unreduced. Table effective November 1, 2026; snapshot taken 2026-11-01. Verify any figure on the DTMO OHA Rate Lookup.

Utility allowance and MIHA at Naples

Utility, with dependents

€1,404.00

$1,599.64 a month

Utility, without dependents

€1,053.00

$1,199.73 a month

MIHA (miscellaneous)

€688.00

$783.87 once, on move-in

OHA reimburses actual rent up to the ceiling, so rent below the ceiling is not pocketed; the utility allowance is paid flat. To price a specific lease, use the OHA calculator; every other Italy locality is on the Italy OHA table.

Other stations in Italy

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REF: DoD FMR Vol. 7A, Ch. 26 (BAH & OHA), effective November 1, 2026

DTMO Overseas Housing Allowance rate tables (per-country workbooks, "current" sheet) with full-precision exchange rates from Appendix K Part II. Members without dependents: rental ceiling x90%, utility/recurring maintenance x75%, MIHA unreduced.

Results are estimates. Always verify with your finance office.

Reviewed by Guilherme Correia · Military Toolkit editorial