Pay & Entitlements
Military Pay Calculators
2026Every 2026 entitlement calculator military families actually use — PCS allowances, base pay, retirement, VA benefits, transition tools — sourced verbatim from JTR, DFAS, and DTMO.
The complete 2026 military pay calculator toolkit
Military pay is built from a stack of allowances and special pays that don\'t live in any one place. Basic pay comes from DFAS pay tables. BAH and OHA come from DTMO\'s annual rate publication. Per diem, MALT, DLA, TLE, and TLA come from the Joint Travel Regulations. FSA, special pays, and combat zone exclusions come from DoD FMR Volume 7A. Tax treatment comes from 26 U.S.C. § 134 and IRS Publication 3. Verifying what your LES should look like — let alone projecting what a PCS will pay or cost — means cross-referencing five separate authoritative sources for every single line.
Military Toolkit consolidates all of those into a single set of free calculators, each one citing the exact paragraph it pulled the math from. The catalog below is grouped by use case — PCS planning, recurring pay verification, financial planning, and post-service VA / transition tools. Every link goes directly to the calculator; no signup, no paywall, no premium tier.
Which calculator should I use first?
If you just received PCS orders, start with the PPM Calculator 2026 to see whether a personally procured move beats a government-arranged move; then run the DLA Calculator, the MALT + Per Diem Calculator, and the TLE Calculator 2026 to budget the move itself. If you\'re trying to understand a paycheck, the LES Auditor reconciles your statement against official 2026 rate tables and surfaces discrepancies in seconds. If you\'re thinking about retirement, start with the TSP Calculator 2026. If you\'re separating, run the Final Pay Calculator and the Leave Planner. Veterans starting a disability claim can use the VA Disability Calculator with combined-rating VA math.
PCS Move Calculators
PCS Move Calculators
Run these whenever you receive PCS orders. Together they cover every dollar the government will or won't pay during your move.
PPM Calculator 2026
Personally Procured Move (DITY) profit estimator — GCC, federal tax withholding, allowable expenses, net profit. JTR par. 051502.
PPM Decision Engine
Compare Full PPM, Partial PPM, and Government HHG move side by side to find the option with the highest net profit.
DLA Calculator 2026
2026 Dislocation Allowance by rank and dependency status — Primary, Partial, and Secondary DLA, all rates from the DTMO January 2026 table.
MALT + Per Diem Calculator
Mileage at $0.205/mile (CY2026), travel days, and per-person per diem ($110 lodging + $68 M&IE). DTOD-equivalent ZIP-to-ZIP distance.
TLE Calculator 2026
Up to 14 days of CONUS Temporary Lodging Expense reimbursement at official 2026 DTMO per-diem caps. JTR par. 050204.
TLA Calculator (OCONUS)
Temporary Lodging Allowance for OCONUS arrivals (60 days) and departures (10 days). Family-size percentages, locality rates, daily ceiling.
Prorated BAH Calculator
Mid-month PCS BAH split — losing-station rate through the day before the effective date, gaining-station rate after. DJMS pay-cycle aware.
OHA Calculator (OCONUS)
Overseas Housing Allowance — rent ceiling by locality and rank, plus utility/recurring maintenance and move-in housing allowance.
Weight Allowance Reference
JTR Table 5-37 weight limits by rank and dependency status. Pro-gear (member 2,000 lbs / spouse 500 lbs) is separate from HHG.
PCS Checklist Generator
Personalized 64-task moving timeline by orders date, family size, pets, POV, and OCONUS/CONUS. Printable.
Pay & Allowance Calculators
Pay & Allowance Calculators
Verify what should appear on your LES and project what your paycheck will be at any rank, station, or dependency status.
2026 Basic Pay Tables
Official DFAS basic pay by rank and years of service for E-1 through O-10, including warrant officers and prior-enlisted officers (O-1E, O-2E, O-3E).
BAS Rates 2026
Basic Allowance for Subsistence — enlisted $476.95/month, officer $328.48/month — plus meal deduction rates and BAS II.
BAH Calculator 2026
Compare 2026 Basic Allowance for Housing across any two of 198 duty stations, by rank and dependency status.
Special & Incentive Pay
Aviation career incentive, sea duty, submarine duty, hazardous duty, SDAP, language proficiency, hostile fire/imminent danger pay, SDP — all 2026 DFAS rates.
Clothing Allowance 2026
FY2026 initial, replacement, special initial, supplementary, and civilian clothing allowances by branch, gender, and member type.
Drill Pay 2026
National Guard and Reserve drill pay — 4 drills per weekend at official DFAS rates by rank and years of service.
Federal Tax Withholding
Estimate monthly federal income tax withholding from military pay using 2026 IRS Publication 15-T tables. Accounts for tax-exempt BAH/BAS.
CONUS COLA
2026 stateside Cost of Living Allowance lookup. High-cost military housing areas qualify for this taxable supplement.
OCONUS COLA
Overseas COLA by location, rank, and dependency status. Non-taxable, updated bi-weekly by DTMO.
FSA Calculator (FY2026)
Family Separation Allowance — $300/month effective Dec 18, 2025. Covers FSA-R / FSA-S / FSA-T eligibility, mil-to-mil dual entitlement, residing-together gate.
LES Auditor
Verify your Leave and Earnings Statement against official 2026 DFAS rate tables. Catches BAH, BAS, basic pay, special pay, and tax errors instantly.
Financial Planning Tools
Financial Planning Tools
Project the long arc — TSP growth, terminal leave, separation pay, and physical fitness scoring.
TSP Calculator 2026
Thrift Savings Plan growth projector — Roth/Traditional, BRS 5% match, $23,000 IRS limit, G/F/C/S/I/L fund allocation.
Leave Planner
Plan terminal leave, SkillBridge, PTDY, and sell-back days. Includes the AFI 36-2671 rank-based SkillBridge limits.
Final Pay Calculator
Final paycheck at separation or retirement — prorated base pay, BAH, BAS, leave sell-back, clothing allowance, severance, taxes, deductions.
Military Fitness Test Scorer
Score AFT, PFRA, PRT, PFT, and PRP with real branch table data. Linear interpolation between 60 and 100 point thresholds.
Veteran & Transition Tools
Veteran & Transition Tools
For members preparing to separate or retire, and for veterans navigating VA benefits.
VA Disability Calculator
2026 VA disability compensation rates with combined-rating VA math (38 CFR § 4.25), dependent additions, SMC, CRDP vs CRSC.
VA Home Loan Calculator
PITI payment, funding fee (2.15% first use, 3.3% subsequent, exempt for 10%+ disabled), VA vs FHA vs conventional comparison.
GI Bill Guide
Post-9/11 + MGIB rates, BAH at school ZIP, Yellow Ribbon, Transfer of Entitlement, VR&E, DEA. 2025–2026 and 2026–2027 rates.
SkillBridge Guide
Eligibility by branch and rank, 60–180 day duration limits, application timeline, pay during program, AFI 36-2671 updates.
OJT & Apprenticeship Guide
VA On-the-Job Training and apprenticeship — decreasing payment schedule, VET TEC 2.0, union programs (IBEW, UA VIP, SMART Heroes).
Spouse Licensure Benefits
SCRA license portability rules, MyCAA scholarship, state-by-state reimbursement eligibility for military spouses.
FAQ
Military pay calculators — frequently asked questions
- What military pay calculators do I need for a 2026 PCS?
- For a complete PCS budget, you need: (1) PPM Calculator for DITY profit, (2) DLA Calculator for the one-time dislocation allowance, (3) MALT + Per Diem Calculator for mileage and travel days, (4) TLE Calculator for temporary lodging at either end of the move, (5) Prorated BAH Calculator for mid-month BAH split, and (6) Weight Allowance Reference to stay under your JTR cap. All six are linked below.
- Are these military pay calculators official?
- They're not government-run, but every rate, formula, and threshold is sourced verbatim from official publications: JTR (Joint Travel Regulations), DoD FMR Volume 7A, DFAS pay tables, DTMO per-diem and BAH/OHA tables, and IRS Publication 3 for tax treatment. Each calculator cites the specific paragraph it pulled the math from.
- How often are the rates updated?
- Major DoD pay tables (BAH, basic pay, BAS, DLA) update January 1 each year. MALT, per diem, and DTOD distances may revise mid-year. We re-verify every calculator at each official rate cycle and post a "Last reviewed" date on each page. The 2026 rate cycle reflects the FY2026 NDAA and December 2025 DTMO publications.
- What's the difference between BAH, OHA, BAS, and DLA?
- BAH (Basic Allowance for Housing) is monthly housing pay for CONUS duty stations. OHA (Overseas Housing Allowance) replaces BAH for OCONUS members. BAS (Basic Allowance for Subsistence) is monthly food allowance, $476.95 enlisted / $328.48 officer in 2026. DLA (Dislocation Allowance) is a one-time payment per PCS to offset move-in costs, ranging $1,870 to $6,385 in 2026. Different allowances, different triggers — but they often stack on the same PCS.
- Are military allowances taxable?
- No. Under 26 U.S.C. § 134, military allowances (BAH, BAS, DLA, MALT, per diem, FSA, TLE, etc.) are excluded from gross income — they don't appear in W-2 Box 1 and aren't subject to FICA. Basic pay and most special pays (HDIP, SDAP, FLPB) ARE taxable. The Combat Zone Tax Exclusion further excludes basic pay (capped for officers) when serving in a designated combat zone.