PCS Move

BAH Rates Fort Benning 2026

GA

Fort Benning, GA (MHA GA075) housing allowance for every pay grade, with and without dependents — effective January 1, 2026.

Formerly Fort Moore. Renamed in 2023, restored to Fort Benning in 2025 — same installation, same Military Housing Area, same rate. Only the name changed.

E-5 with dependents

$1,716.00

per month · $1,482.00 without dependents

O-3 with dependents

$2,058.00

$1,878.00 without dependents

Change from 2025

+3.1%

E-5 with dependents, $1,665.00 → $1,716.00

Housing area

GA075

Fort Benning, GA · zip 31905

This page is the 2026 Basic Allowance for Housing table for Fort Benning, Georgia: every pay grade from E-1 to O-10, with and without dependents, as published by DTMO for the Fort Benning, GA housing area and effective January 1, 2026. The last column shows how each rate moved from 2025. To compare Fort Benning with other duty stations, or to see what a lease leaves in your pocket, use the BAH calculator; if you are moving mid-month, the prorated BAH calculator splits the old and new rate across the paycheck.

Fort Benning BAH 2026 — every pay grade

Pay gradeWith dependentsWithout dependents2025 (with dep.)Change
E-1$1,635.00$1,362.00$1,590.00+2.8%
E-2$1,635.00$1,362.00$1,590.00+2.8%
E-3$1,635.00$1,362.00$1,590.00+2.8%
E-4$1,635.00$1,362.00$1,590.00+2.8%
E-5$1,716.00$1,482.00$1,665.00+3.1%
E-6$1,977.00$1,557.00$1,860.00+6.3%
E-7$2,004.00$1,635.00$1,893.00+5.9%
E-8$2,037.00$1,773.00$1,929.00+5.6%
E-9$2,121.00$1,842.00$2,019.00+5.1%
W-1$1,995.00$1,623.00$1,878.00+6.2%
W-2$2,016.00$1,770.00$1,908.00+5.7%
W-3$2,061.00$1,854.00$1,959.00+5.2%
W-4$2,148.00$1,977.00$2,046.00+5.0%
W-5$2,262.00$2,010.00$2,157.00+4.9%
O-1E$2,007.00$1,713.00$1,896.00+5.9%
O-2E$2,049.00$1,827.00$1,950.00+5.1%
O-3E$2,166.00$1,968.00$2,061.00+5.1%
O-1$1,755.00$1,554.00$1,695.00+3.5%
O-2$1,974.00$1,692.00$1,857.00+6.3%
O-3$2,058.00$1,878.00$1,956.00+5.2%
O-4$2,295.00$1,998.00$2,190.00+4.8%
O-5$2,469.00$2,013.00$2,358.00+4.7%
O-6$2,487.00$2,034.00$2,376.00+4.7%
O-7 and above$2,502.00$2,067.00$2,394.00+4.5%

Source: Official DTMO 2026 BAH Rate Tables, effective January 1, 2026. DTMO publishes one rate for O-7 through O-10. All rates verified from official DTMO 2026 BAH Rate Excel spreadsheet downloaded from travel.dod.mil. Last verified: 2026-03-22. Verify your exact rate on the official DTMO BAH lookup.

How BAH works at Fort Benning

Your duty station sets the rate, not your address. BAH is paid for the Military Housing Area of the installation on your orders. Fort Benning falls in MHA GA075, Fort Benning, GA. Renting in a cheaper zip nearby does not lower it and a pricier one does not raise it.

With dependents is one rate; without is another. At E-5 the gap at Fort Benning is $234.00 a month. Dependency status is what is on your record, so a change (marriage, a child, a divorce) changes the column you are paid from.

Rates are reset every January and protected on the way down. DoD sets each MHA from local rental-market data, publishes in December and pays the new table from January 1 (the 2026 average increase across all areas was 4.2%). If the published rate for Fort Benning, GA ever falls, individual rate protection keeps members already at the station on the higher rate as long as they stay (DoD FMR Vol 7A, Ch 26).

BAH is tax-free and yours to keep. Off base you receive the full rate and keep what you do not spend on rent and utilities. In government or privatized housing the allowance goes to the housing provider. While you are still house-hunting after a PCS, the TLE calculator covers temporary lodging and the DLA calculator shows the one-time move-in allowance for your grade.

Compare Fort Benning with other stations

BAH rates elsewhere in Georgia

Atlanta, GA · $2,388.00Dahlonega, GA · $2,208.00Fort Gordon · $1,890.00Fort Stewart · $2,310.00Kings Bay · $2,133.00MCLB Albany · $1,371.00Moody AFB · $1,524.00Robins AFB · $1,800.00Savannah, GA · $2,415.00All installations

E-5 with dependents shown.

FAQ

Fort Benning BAH — frequently asked questions

What is the 2026 BAH for an E-5 at Fort Benning?
$1,716.00 per month with dependents and $1,482.00 without, effective January 1, 2026. Fort Benning sits in the Fort Benning, GA Military Housing Area (MHA GA075); the full table on this page lists every grade from E-1 ($1,635.00 with dependents) to O-7 and above ($2,502.00).
What is the 2026 BAH for an O-3 at Fort Benning?
$2,058.00 per month with dependents and $1,878.00 without. Officer rates at Fort Benning run from $1,755.00 for an O-1 with dependents to $2,502.00 at O-7 and above; prior-enlisted officers (O-1E to O-3E) have their own rows in the table.
Did BAH at Fort Benning go up in 2026?
Yes. The E-5 with-dependents rate moved from $1,665.00 in 2025 to $1,716.00 in 2026 (+3.1%). The table on this page shows the 2025 to 2026 change for every grade. Across all locations the average 2026 increase was 4.2%. If a rate ever drops, individual rate protection means members already at the station keep the higher rate as long as they stay (DoD FMR Vol 7A, Ch 26).
Does my BAH at Fort Benning depend on my zip code?
Yes. BAH is paid for the Military Housing Area of your duty station, not where you choose to live. Fort Benning's duty-station zip (31905) falls in MHA GA075, Fort Benning, GA. Living in a cheaper zip nearby does not lower your rate; living in a pricier one does not raise it. Confirm your exact rate on the official DTMO BAH lookup.
Is Fort Benning the same base as Fort Moore?
Yes — one installation, two names. It was renamed Fort Moore in 2023 and the historic name Fort Benning was restored in 2025. The housing area (Fort Benning, GA, MHA GA075) and the rates never changed with the name, so the 2026 table on this page is the one that applies whichever name your orders use.
Is BAH at Fort Benning taxable, and do I keep what I do not spend?
BAH is not taxable income. If you live off base you receive the full Fort Benning, GA rate for your grade and dependency status and keep whatever you do not spend on rent and utilities; if you live in government or privatized housing the allowance goes to the housing provider. Members without dependents receive the without-dependents column, which at Fort Benning is $1,482.00 at E-5.

Keep going

Housing + PCS tools

BAH Rates by Installation

Every 2026 rate table, one page per duty station.

Prorated BAH

How BAH splits on your PCS paycheck.

Base Guides

198 installations with housing + school data.

CONUS COLA

Extra allowance in high-cost CONUS areas.

REF: DoD FMR Vol 7A, Ch 26 · 37 U.S.C. § 403, effective January 1, 2026

Official DTMO 2026 BAH Rate Tables — Fort Benning, GA (MHA GA075)

Results are estimates. Always verify with your finance office.

Reviewed by Guilherme Correia · Military Toolkit editorial