Pay & Allowances

BAH Rates Fort Sill 2026

OK

Fort Sill/Lawton, OK (MHA OK237) housing allowance for every pay grade, with and without dependents — effective January 1, 2026.

Reviewed by Guilherme Correia, active-duty U.S. Air Force

BAH at Fort Sill in 2026 is $1,233.00 a month for an E-5 with dependents and $1,092.00 without, effective January 1, 2026 (DTMO, MHA OK237).

E-5 with dependents

$1,233.00

per month · $1,092.00 without dependents

O-3 with dependents

$1,758.00

$1,395.00 without dependents

Change from 2025

-1.2%

E-5 with dependents, $1,248.00 → $1,233.00

Housing area

OK237

Fort Sill/Lawton, OK · zip 73501

This page is the 2026 Basic Allowance for Housing table for Fort Sill, Oklahoma: every pay grade from E-1 to O-10, with and without dependents, as published by DTMO for the Fort Sill/Lawton, OK housing area and effective January 1, 2026. The last column shows how each rate moved from 2025. To compare Fort Sill with other duty stations, or to see what a lease leaves in your pocket, use the BAH calculator; if you are moving mid-month, the prorated BAH calculator splits the old and new rate across the paycheck.

Fort Sill BAH 2026 — every pay grade

The small figure under each with-dependents rate is 2025.

GradeWith dep.No dep.Change
E-1$1,203.002025: $1,170.00$969.00+2.8%
E-2$1,203.002025: $1,170.00$969.00+2.8%
E-3$1,203.002025: $1,170.00$969.00+2.8%
E-4$1,203.002025: $1,170.00$969.00+2.8%
E-5$1,233.002025: $1,248.00$1,092.00-1.2%
E-6$1,494.002025: $1,455.00$1,170.00+2.7%
E-7$1,587.002025: $1,560.00$1,209.00+1.7%
E-8$1,692.002025: $1,674.00$1,290.00+1.1%
E-9$1,842.002025: $1,824.00$1,383.00+1.0%
W-1$1,509.002025: $1,470.00$1,206.00+2.7%
W-2$1,632.002025: $1,608.00$1,287.00+1.5%
W-3$1,761.002025: $1,749.00$1,386.00+0.7%
W-4$1,872.002025: $1,854.00$1,509.00+1.0%
W-5$2,013.002025: $1,983.00$1,611.00+1.5%
O-1E$1,605.002025: $1,575.00$1,230.00+1.9%
O-2E$1,740.002025: $1,731.00$1,344.00+0.5%
O-3E$1,893.002025: $1,872.00$1,482.00+1.1%
O-1$1,272.002025: $1,281.00$1,167.00-0.7%
O-2$1,491.002025: $1,452.00$1,227.00+2.7%
O-3$1,758.002025: $1,746.00$1,395.00+0.7%
O-4$2,055.002025: $2,025.00$1,587.00+1.5%
O-5$2,271.002025: $2,217.00$1,704.00+2.4%
O-6$2,286.002025: $2,235.00$1,740.00+2.3%
O-7+$2,298.002025: $2,250.00$1,767.00+2.1%

Source: Official DTMO 2026 BAH Rate Tables, effective January 1, 2026. DTMO publishes one rate for O-7 through O-10. All rates verified from official DTMO 2026 BAH Rate Excel spreadsheet downloaded from travel.dod.mil. Last verified: 2026-03-22. Verify your exact rate on the official DTMO BAH lookup.

How BAH works at Fort Sill

Your duty station sets the rate, not your address. BAH is paid for the Military Housing Area of the installation on your orders. Fort Sill falls in MHA OK237, Fort Sill/Lawton, OK. Renting in a cheaper zip nearby does not lower it and a pricier one does not raise it.

With dependents is one rate; without is another. At E-5 the gap at Fort Sill is $141.00 a month. Dependency status is what is on your record, so a change (marriage, a child, a divorce) changes the column you are paid from.

Rates are reset every January and protected on the way down. DoD sets each MHA from local rental-market data, publishes in December and pays the new table from January 1 (the 2026 average increase across all areas was 4.2%). If the published rate for Fort Sill/Lawton, OK ever falls, individual rate protection keeps members already at the station on the higher rate as long as they stay (DoD FMR Vol 7A, Ch 26).

BAH is tax-free and yours to keep. Off base you receive the full rate and keep what you do not spend on rent and utilities. In government or privatized housing the allowance goes to the housing provider. While you are still house-hunting after a PCS, the TLE calculator covers temporary lodging and the DLA calculator shows the one-time move-in allowance for your grade.

Compare Fort Sill with other stations

BAH rates elsewhere in Oklahoma

E-5 with dependents shown.

Keep going

REF: DoD FMR Vol 7A, Ch 26 · 37 U.S.C. § 403, effective January 1, 2026

Official DTMO 2026 BAH Rate Tables — Fort Sill/Lawton, OK (MHA OK237)

Results are estimates. Always verify with your finance office.

Reviewed by Guilherme Correia · Military Toolkit editorial