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Military Money Guides
Written from active dutyThe decisions behind the calculators. PCS moves, deployment pay, and retirement elections, explained in plain English by someone who lives them.
Reviewed by Guilherme Correia, active-duty U.S. Air Force
Our calculators give you the number. These guides give you the decision. Should you do a PPM? How do you capture every dollar on a deployment? Should you take the BRS lump sum? They’re written from inside the military, not from a corporate desk, and every figure traces to an official 2026 source. No fluff, no "10 money tips," just the real math and the gotchas nobody warns you about.
Showing the 7 guides that cite 2027 Military Pay Chart. See all guides
Guides for the 2027 Military Pay Chart
7 publishedPay & Allowances
Navy Cycle 272 Advancement Results: When They Post, How Quotas Work, and How to Read Your Profile Sheet
Sailors took the Cycle 272 E-6 exam on September 3, 2026 and the E-5 exam on September 10. As of November 7, the Navy has not announced a release date for results or quotas. Here is what NAVADMIN 168/26 and the advancement manual say about where results appear, what each line of the profile sheet means, when advancements take effect, and what making E-5 or E-6 is worth by years of service.
7 min readPay & Allowances
Military Pay Dates 2027: Every Mid-Month and End-of-Month Payday
All 24 active duty paydays for 2027, the five that land early because of a weekend or a federal holiday and the December one DFAS has yet to settle, the first payday at the 2027 rates, DFAS's official 2027 retired and annuitant pay dates, and what each payday is worth by rank. The active duty dates come from the rule in federal law and the 2027 federal holiday calendar, checked against every payday on the DFAS 2026 schedule.
7 min readPay & Allowances
BRS Continuation Pay by Service: Each Branch's Multiplier and What It Pays by Grade
Continuation pay is one law and six different checks. The Navy has published 2.5 times for 2027, the Marine Corps pays 5.0 times in 2026, and the Coast Guard pays 9 times at eight years. Here is every branch's published multiplier, what has not been announced, and the dollar amount by grade from the 2026 pay table.
7 min readFamily & Spouse
TRICARE Young Adult Premiums for 2027: $394 a Month for Select, $893 for Prime, Priced Against Your Basic Pay
The TRICARE Operations Manual now prints the 2027 TRICARE Young Adult premiums: $394.00 a month for Select and $893.00 for Prime, starting January 1, 2027. That is $4,728.00 and $10,716.00 a year for each adult child, with no family rate. Here is what that means against a sponsor's basic pay, and the rules that cost families money when they miss them.
7 min readPay & Allowances
OPM Pay Scale for 2026: The GS Table, the 2027 Civilian Pay Freeze, and What Seven Military Grades Earn Against It
The OPM pay scale in force today is Salary Table 2026-GS, a 1 percent increase effective January 2026, running from $22,584.00 at GS-1 step 1 to $164,301.00 at GS-15 step 10 before locality pay. On August 26, 2026 the President told Congress that 2027 civilian base and locality pay "will not change from the 2026 rates" while military basic pay rises 7, 6 or 5 percent. Here is the table, the locality math, and seven military grades priced against it.
8 min readPay & Allowances
Navy Medicine's FY27 Special Pay Changes: RAM Bonuses Rise to $70,000 on a New 6-Year Contract, and Three Corps Get Bonuses They Did Not Have
BUMED's FY27 Summary of Changes raises the Aerospace Medicine retention bonus at every contract length and adds a six-year agreement at $70,000.00 a year, lifts the Preventive/Occupational Medicine three-year bonus from $23,000.00 to $30,000.00, and creates retention bonuses for NICU nurses, Medical Laboratory officers and nurses entering CRNA, FNP or MHNP training. Requests back to October 1, 2026 are open until November 20, 2026. The statute behind every agreement expires December 31, 2026 unless Congress extends it.
9 min readDeployment & Pay
The State of the Force Address: Six New Initiatives, and What Changes for Your Pay, Your Next Move and Your Career
On September 30, 2026 the Secretary of War spoke at Quantico to 600 O-3 officers and E-6 enlisted members and announced six initiatives: a new four-star command for autonomous warfare, a study of future war, a basing program, a new installation, more commissioning programs and an Office of Religious Affairs. None of them changes a pay table today. Three of them could change where you are stationed and what job you hold. Here is what was said, and what was not.
6 min readHow these guides are sourced
Every figure comes from a primary 2026 source: the Joint Travel Regulations, DoD Financial Management Regulation, DFAS pay tables, IRS publications, or U.S. Code. Each guide lists exactly which. Worked examples are clearly labeled illustrations, never real-person claims. Read more about our research methodology and update cadence.
REF: Military Toolkit Guides, effective 2026
Official 2026 DoD, DFAS, DTMO, IRS, and VA sources
Results are estimates. Always verify with your finance office.
Reviewed by Guilherme Correia · Military Toolkit editorial