Reference & AI

Military Money Guides

Written from active duty

The decisions behind the calculators. PCS moves, deployment pay, and retirement elections, explained in plain English by someone who lives them.

Reviewed by Guilherme Correia, active-duty U.S. Air Force

Our calculators give you the number. These guides give you the decision. Should you do a PPM? How do you capture every dollar on a deployment? Should you take the BRS lump sum? They’re written from inside the military, not from a corporate desk, and every figure traces to an official 2026 source. No fluff, no "10 money tips," just the real math and the gotchas nobody warns you about.

GCBy Guilherme Correia · Active-duty U.S. Air Force · Eglin AFB

Showing the 9 guides that cite Deployment Pay Calculator. See all guides

Guides for the Deployment Pay Calculator

9 published

Deployment & Pay

Danger Pay Rises October 1 for Every Service: Hostile Fire Pay Doubles to $450, Imminent Danger Pay Goes to $275

A Department of War memorandum released October 1, 2026 raises Hostile Fire Pay from $225.00 to $450.00 a month and Imminent Danger Pay from $225.00 to $275.00, or $9.16 a day, for every service, effective October 1, 2026. It is the first increase since 2002, both amounts sit exactly on the ceilings in 37 U.S.C. 351, and the same memo cuts the Hardship Duty Pay-Location rate from $150.00 to $100.00. Here is what changed, what it is worth by rank, and the tax side.

8 min read

Deployment & Pay

Every Dollar You're Owed on a Deployment: The 2026 Combat-Zone Pay Stack

Deployment pay is not one entitlement. It is a stack of six that layer on top of each other, each with its own rules, tax treatment, and gotchas. Here is the whole stack in plain English, in the order it hits your LES.

11 min read

Pay & Allowances

Marines Who Lost Leave on October 1 Can Get It Back: MARADMIN 545/26 Resumes Special Leave Accrual

Headquarters Marine Corps lifted the July suspension of Special Leave Accrual on November 3, 2026. Marines who deployed with a designated unit for more than 60 consecutive days, served 120 days in a hostile fire or imminent danger area, or supported Operation EPIC FURY can have up to 30 days restored above the 60-day cap. Here is who qualifies, what the package needs, when the days expire, and what they are worth by rank.

7 min read

Pay & Allowances

SCRA and MLA Credit Card Benefits: What the Law Guarantees, What Issuers Add, and the Timing Rule That Decides Both

Two federal laws govern your credit cards on active duty, and they do not overlap: the SCRA caps everything on accounts you opened before service at 6%, fees included; the MLA caps credit you open during service at 36% and says nothing about annual fees. Here is the statute text, what Amex, Capital One and Chase publish, and how to file.

9 min read

Deployment & Pay

Family Separation Allowance: The $300 a Month for Being Apart

When military orders force you apart from your dependents, the military pays you a separate allowance for it. Here is who qualifies, the three types, and the 2026 amount.

5 min read

Deployment & Pay

The Combat Zone Tax Exclusion: Why a Deployment Can Make Your Pay Tax-Free

Serve even one day in a designated combat zone in a month and that whole month of pay can come out federal-tax-free. Here is how the exclusion works, the cap that applies to officers, and what it means at filing time.

7 min read

Pay & Allowances

The Reenlistment Bonus: How the SRB Is Actually Calculated

A reenlistment bonus can be a serious chunk of money, but the number is not random. It comes from a simple formula tied to your pay, your years, and a multiplier your career field sets. Here is how it works.

6 min read

Pay & Allowances

Roth or Traditional TSP: The Choice That Quietly Decides Your Taxes

Every dollar you put in the TSP goes into one of two buckets, and the difference is just when you pay taxes on it. For most service members, and especially anyone deploying, one side has a clear edge.

7 min read

Deployment & Pay

The Savings Deposit Program: A Guaranteed 10% You Have to Claim

There is exactly one place in American finance that pays a guaranteed 10%, and it only exists while you are deployed to a combat zone. Most people either set it up too late or miss it entirely. Here is how to not be one of them.

7 min read

How these guides are sourced

Every figure comes from a primary 2026 source: the Joint Travel Regulations, DoD Financial Management Regulation, DFAS pay tables, IRS publications, or U.S. Code. Each guide lists exactly which. Worked examples are clearly labeled illustrations, never real-person claims. Read more about our research methodology and update cadence.

REF: Military Toolkit Guides, effective 2026

Official 2026 DoD, DFAS, DTMO, IRS, and VA sources

Results are estimates. Always verify with your finance office.

Reviewed by Guilherme Correia · Military Toolkit editorial