Pay & Entitlements

Germany OCONUS COLA Rates 2026

OCONUS

DTMO COLA index for all 64 Germany localities, pay period Oct 1–15, 2026, and the monthly COLA it pays.

Reviewed by Guilherme Correia, active-duty U.S. Air Force

OCONUS COLA in Germany for the pay period Oct 1–15, 2026: 64 of 64 DTMO localities carry a COLA, with indexes from 120 (Bamberg (B)) to 156 (Munich (Incl Furstenfeldbruck and Oberpfaffenhofen) (B)), where an E-5 with 6 years and 2 dependents receives $1,933.71 a month.

Localities with COLA

64

of 64 in the DTMO Germany table

Index range

120–156

100 = CONUS average cost of living

E-5, 6 yrs, 2 dep.

$1,933.71

per month at Munich (Incl Furstenfeldbr…

Pay period

Oct 1–15, 2026

59 of 64 changed vs Sep 16–30, 2026

This page is DTMO's Overseas COLA index table for Germany for the pay period Oct 1–15, 2026, with the monthly COLA each index pays two reference members: an E-5 at 6 years of service with 2 dependents and an O-3 at 10 years with 1 dependent. For your own grade, years, dependents, barracks status or an earlier pay period, use the OCONUS COLA calculator.

Monthly figures are for October 2026 (daily rate × days in the month, FMR Table 68-9). Reference members: E-5, 6 yrs, 2 dependents · O-3, 10 yrs, 1 dependent.

Germany OCONUS COLA index by locality — Oct 1–15, 2026

LocalityIndexE-5 / mo
All Other Landstates 5128$966.86
Ansbach (B) 5132$1,104.98
Augsburg (Incl Ingolstadt) (B) 5144$1,519.34
Babenhausen (H) 5128$966.86
Bamberg (B) 5120$690.61
Baumholder (incl Boerfink) (RP) 5128$966.86
Berlin 5152$1,795.59
Bonn (incl Koln/Bonn Airport) (NRW) 5144$1,519.34
Borgholzhausen (NRW) 5128$966.86
Bremerhaven (incl Bremen and Nordholtz) 5150$1,726.53
Buedingen (incl Gelnhausen) (H) 5128$966.86
Cologne (incl Dellbrueck, Porz-Wahn) (NRW) 5144$1,519.34
Darmstadt (H) 5128$966.86
Dexheim (incl Gonsenheim and Russelsheim) (RP) 5128$966.86
Erding (B) 5144$1,519.34
Erlensee (H) 5128$966.86
Frankfurt am Main (Inc Rhein Main AB)(H) 5146$1,588.41
Freiburg (BW) 5150$1,726.53
Garmisch (B) 5126$897.79
Geilenkirchen (NRW) 5144$1,519.34
Giebelstadt (B) 5128$966.86
Giessen (H) 5128$966.86
Goettingen (LS) 5150$1,726.53
Hamburg 5150$1,726.53
Hanau (H) 5128$966.86
Hannover (incl Wunstorf) (LS) 5150$1,726.53
Heidelberg (BW) 5128$966.86
Hohenfels (B) 5122$759.67
Jena (T) 5150$1,726.53
Jever AB (LS) 5150$1,726.53
Kaiserslautern Military Community (Incl Bann, Einsidlerhof, Kaiserslautern, Landstuhl, Miesau,Pirmasens, Ramstein, Ruppertsweiler, Sembach and Zweibruchen) (RP) 5130$1,035.92
Kalkar (incl Uedem) (NRW) 5152$1,795.59
Karlsruhe (incl Ettlingen) (BW) 5128$966.86
Kiel (incl Eckernforde) (SH) 5150$1,726.53
Kitzengen (incl Wuerzburg) (B) 5128$966.86
Landsberg (B) 5144$1,519.34
Leipzig (OS) 5150$1,726.53
Mannheim (incl Sandhofen) (BW) 5128$966.86
Munchengladbach (incl Grefrath, Rheindahlen, and Herongen) (NRW) 5144$1,519.34
Munich (Incl Furstenfeldbruck and Oberpfaffenhofen) (B) 5156$1,933.71
Nurnberg (B) 5128$966.86
Oberammergau MOD (B) 5126$897.79
Oberammergau non-MOD (B) 5126$897.79
Other Baden-Wuertemberg 5128$966.86
Other Bavaria 5128$966.86
Other Hesse 5128$966.86
Other Lower Saxony 5150$1,726.53
Other Mecklenburg-Vorpommern 5150$1,726.53
Other North Rhine-Westphalia 5150$1,726.53
Other Rhineland-Palatinate 5144$1,519.34
Other Saarland 5128$966.86
Other Saxony 5150$1,726.53
Other Schleswig Holstein 5150$1,726.53
Pfullendorf (incl Grossengstingen) (BW) 5156$1,933.71
Potsdam 5152$1,795.59
Regensburg (B) 5130$1,035.92
Schweinfurt (B) 5128$966.86
Spangdahlem (RP) 5124$828.73
Stuttgart Military Community (BW) 5, 6134$1,174.04
Tubingen (BW) 5128$966.86
Ulm (incl Neu Ulm) (BW) 5128$966.86
Vilseck/Grafenwoehr (B) 5120$690.61
Wiesbaden (incl Bad Kreuznach and Wackernheim) (H) 5138$1,312.16
Wilhelmshaven (LS) 5150$1,726.53

Source: DTMO Overseas COLA Tables, COLA Indices effective 2026-10-01; Annual Compensation 2026; Spendable Income table effective 2026-02-01; snapshot taken 2026-10-06. Footnotes: 5/ Abbreviations for German States: Baden-Wuertemberg (BW), Bavaria (B), Hesse (H), Lower Saxony (LS), North Rhine Westphalia (NRW), Other Saxony (OS), Rhineland Palantinate (RP), Saarland (S), and Schleswig Holstein (SH). Verify any figure on the DTMO Overseas COLA lookup.

Highest daily COLA · E-5, 6 yrs, 2 dependents

  • Munich (Incl Furstenfeldbruck and Oberpfaffenhofen) (B)$62.37778 / day
  • Pfullendorf (incl Grossengstingen) (BW)$62.37778 / day
  • Berlin$57.92222 / day

Highest daily COLA · O-3, 10 yrs, 1 dependent

  • Munich (Incl Furstenfeldbruck and Oberpfaffenhofen) (B)$77.28778 / day
  • Pfullendorf (incl Grossengstingen) (BW)$77.28778 / day
  • Berlin$71.76722 / day

How OCONUS COLA works in Germany

The index is the whole story. DTMO compares the price of a market basket of goods and services in each Germany locality with the CONUS average and publishes the result as an index: 100 means the same cost, 156 means 56% more. The allowance is that percentage of your spendable income (DoD FMR Vol. 7A, Ch. 68, Table 68-8).

Spendable income depends on grade, years and dependents. DTMO's 2026 Annual Compensation table gives a figure for every grade and length of service, with and without dependents; the Spendable Income table (effective 2026-02-01) turns that into the amount COLA applies to, rising with each command-sponsored dependent up to five.

Daily rate, then the month. The annual COLA is divided by 360 and carried to five decimals; the month pays that daily rate times the days in the month, and each pay period pays it for its 15 or 16 days (Table 68-9). DTMO re-issues the index on the 1st and 16th, so Germany COLA can change twice a month with the exchange rate.

Barracks pay the reduced rate. A member without dependents in Government quarters with a dining facility receives 0.63 of the index on the no-dependent spendable income (par. 3.4.1); meals the facility cannot provide add a fractional COLA (Table 68-6).

Housing in Germany is covered separately by the Overseas Housing Allowance, and the first weeks by the TLA calculator. For your own grade, years, dependents and any past pay period, run the OCONUS COLA calculator.

Run the OCONUS COLA calculator for Germany

OCONUS COLA in other countries

Keep going

REF: DoD FMR Vol. 7A, Ch. 68, Tables 68-8 and 68-9; par. 3.4.1 (reduced rate in Government quarters), effective 2026-10-01

DTMO Overseas COLA Tables — Germany, pay period Oct 1–15, 2026

Results are estimates. Always verify with your finance office.

Reviewed by Guilherme Correia · Military Toolkit editorial