DLA: The Move-In Money Nobody Explains
Dislocation Allowance is a flat payment that lands around your PCS to cover the random costs of setting up a new household. It is real money, it is tax-free, and a surprising number of people do not know how it works.

The bottom line up front
- 1.DLA is a flat, non-taxable payment tied to each PCS move, meant to cover the miscellaneous costs of setting up a new household.
- 2.The amount is set by rank and dependency status, not your real costs, so you do not submit receipts.
- 3.2026 rates run from $1,870.58 (E-1, no dependents) to $6,385.58 (most senior ranks, with dependents).
- 4.You can usually advance it before the move, which is the smart play if you are fronting deposits.
- 5.Married mil-to-mil couples sharing one household before and after the move receive one DLA, not two; two DLAs are payable only in the separate-dwelling cases in JTR Table 5-11.
When you PCS, the government pays for the obvious stuff. It moves your household goods, it pays your travel, it covers some lodging. What it does not itemize is the pile of small costs that come with setting up a new household: deposits, a few nights you did not plan on, the run to the store for everything you tossed before the move, the curtains that do not fit the new windows. Dislocation Allowance, DLA, is the flat payment that is supposed to absorb all of that.
It is one of the more generous PCS entitlements, it is non-taxable, and most people just see it hit their account without ever understanding what it is or whether they got the right amount. So here is the short version.
What DLA actually is
DLA is a one-time lump sum tied to each PCS move, paid to help offset the miscellaneous costs of relocating that no other allowance covers. It is set by your rank and whether you have dependents, not by your actual costs, so you do not submit receipts for it. You either rate it or you do not, and the amount is fixed.
Two features make it valuable. First, it is non-taxable, so the full amount is yours. Second, it is paid around the time of your move rather than as a reimbursement months later, so it is actual cash in hand when you need it for those deposits.
The 2026 rates
DLA scales with rank and dependency status. The with-dependents rate is meaningfully higher, because the cost of resettling a family is higher. A few representative 2026 figures, effective January 1, 2026:
| Rank | With dependents | Without dependents |
|---|---|---|
| E-5 | $3,548.02 | $2,389.42 |
| E-7 | $3,551.31 | $2,468.19 |
| O-3 | $4,041.88 | $3,404.11 |
| O-4 | $4,885.43 | $4,247.61 |
| O-5 | $5,542.06 | $4,583.51 |
Those are real 2026 numbers from the DTMO DLA table. The full table runs from $1,870.58 for an E-1 without dependents up to $6,385.58 for the most senior ranks with dependents. To pull your exact figure, the DLA Calculator has the whole table.
When you get it, and when you do not
DLA is paid for most PCS moves on orders. You can usually get it advanced before the move so the cash is there when you need it, which is the smart play if you are fronting deposits. A few situations change the picture:
- Your first move to your first duty station does not rate DLA at all unless a dependent actually relocates to the new duty station in connection with the move (JTR par. 050509). A single new accession headed to a first assignment should not budget for it.
- Moves you request for your own convenience (a personally requested move that is not a normal PCS) may not rate DLA. If it is on standard PCS orders, you almost always rate it.
- You can rate a secondary DLA when your PCS order is amended, modified, canceled, or revoked after you or your dependents have already moved — no more than two DLAs total (JTR par. 050507). Separately, a partial DLA is paid when you are ordered to occupy or vacate Government quarters for the Government's convenience (par. 050508).
Married mil-to-mil: how DLA actually splits
When both spouses are service members on PCS orders, neither is the other's dependent, and JTR Table 5-11 decides what is payable. If you shared one home before the move and share one home after it, only one DLA is paid: the with-dependent rate if you have dependents, otherwise a single without-dependent rate (the couple may select the greater allowance). Two DLAs are payable only in the separate-dwelling situations Table 5-11 lists, such as assignments that genuinely require separate households. Check the table before you count on two checks.
How to actually use it
Because DLA is meant for the unglamorous resettlement costs, the people who feel like they "made money" on it are usually the ones who kept those costs down. The allowance is fixed, so anything you do not spend on deposits, setup, and the move-in scramble, you keep. Treat it like the buffer it is, and do not let it disappear into the general post-move spending fog.
One more thing: DLA is separate from your PPM payment, your per diem, and your mileage. When someone tells you they "made thousands" on a move, DLA is often a big part of the number they are quoting. It is great money, but it is not PPM profit, and the two should not be lumped together when you are deciding whether to self-move.
The bottom line
DLA is flat, tax-free, move-in money that you rate for most PCS moves on orders. The amount is set by your rank and dependency status, you do not submit receipts, and you can usually get it advanced so the cash is there for deposits. Know your number before the move, file it (and if you are mil-to-mil, check JTR Table 5-11 before counting on two payments), and keep your setup costs lean so more of it stays in your pocket.
Pull your exact 2026 figure with the DLA Calculator, and if you are weighing a self-move, run it through the PPM Profit Calculator so you can see DLA and PPM profit as the separate things they are.
Sources
- Joint Travel Regulations (JTR): Dislocation Allowance
- DTMO Dislocation Allowance rate table, effective January 1, 2026
- DoD FMR Vol 7A: DLA entitlement and secondary DLA
Figures reflect 2026 rates and regulations. This guide is general information, not personalized financial or tax advice. Always verify with your finance office or a tax professional before making a decision. How we research and source: our methodology.
FAQ
Frequently asked questions
- Is Dislocation Allowance taxable?
- No. DLA is a non-taxable allowance, so the full amount is yours. It is meant to offset the miscellaneous costs of relocating that no other PCS allowance covers, and you do not submit receipts for it.
- How much is DLA in 2026?
- It depends on your rank and whether you have dependents. The 2026 rates run from $1,870.58 for an E-1 without dependents up to $6,385.58 for the most senior ranks with dependents. For example, an E-7 with dependents rates $3,551.31 and an O-4 with dependents rates $4,885.43. The DLA Calculator has the full table.
- Can I get DLA before my move?
- Usually, yes. DLA can typically be advanced before the move so the cash is there when you need it for deposits and setup costs. Ask your finance office to advance it if you are fronting move-in expenses.
- Do both spouses get DLA in a military couple?
- Not usually both. Neither member is the other's dependent, and JTR Table 5-11 governs. A couple that shared one home before the move and shares one home after it receives a single DLA — the with-dependent rate if they have dependents, otherwise one without-dependent rate — and the couple may select the greater allowance. Each member draws a separate DLA only in the separate-dwelling situations the table lists.
Keep reading
PCS & Moving
Should You Do a PPM in 2026? An Honest Profit Breakdown
A personally procured move can put thousands in your pocket, or it can cost you a weekend and a sore back for almost nothing. Here is how to tell which one your move is, before you sign for the truck.
Read guidePay & Allowances
How to Read Your LES: The Four Things I Always Check
Your Leave and Earnings Statement is the receipt for everything the military pays you and takes from you. Most people glance at the net and move on. Here is the five-minute check that catches the errors that actually cost you money.
Read guideKeep going
Run your own numbers
REF: Military Toolkit Guides, effective 2026
Official 2026 DoD, DFAS, DTMO, IRS, and VA sources. See each guide’s Sources list
Results are estimates. Always verify with your finance office.