Trajector Filed for Bankruptcy With Veterans' Lawsuits Pending. The Claim Deadline, the Hearing on October 15, and the Law on Paying for VA Claim Help

What is settled, from the court record: Trajector Holdings, LLC and its affiliates, including Trajector Medical, LLC and Trajector, Inc., filed for Chapter 11 bankruptcy on July 23, 2026 in the U.S. Bankruptcy Court for the Middle District of Florida. Veterans had filed proposed class actions against the company in the months before. The notice of the bankruptcy set a general deadline of October 1, 2026 for filing a claim. What is not settled: whether that deadline will be extended, and whether veterans will be allowed to file as a class. Both questions are set for an evidentiary hearing on October 15, 2026. Nothing has been decided about whether the company broke the law.

The dates that matter

A bankruptcy filing puts lawsuits against the company on hold. That is why the fight moved from the district courts to the bankruptcy court, and why the claim deadline suddenly matters to people who thought they were part of a class action. The company's own response in the bankruptcy lists motions to compel arbitration in two of the civil cases among its exhibits.

The claim deadline, plainly

The general deadline on the notice, October 1, 2026, has passed. It has not been extended by any order we found on the docket as of October 3. The motions asking to extend it were heard on September 29 and continued to October 15. Until the court rules, nobody can promise that a claim filed after October 1 will be treated as on time, and nobody can say it will be rejected either.

The court-appointed claims agent for the case is Verita Global. Its case page carries the claim form, an electronic filing option, the dates above and a phone line for questions at (888) 249-2695. If you believe the company owes you money, the practical step is to read that page and get advice now rather than wait for October 15.

What the lawsuits are about

According to reporting by NPR and Military.com on the complaints, the veterans allege that the company charged fees for help with VA disability claims that federal law does not allow, with bills of up to $20,000. NPR also reported that the attorneys general of New York and Illinois told the bankruptcy court in a letter dated September 8, 2026 that they intend to bring legal action. The company's spokesman told NPR: "We stand behind how we operate, and we're focused on the veterans we serve."

What federal law says about paying for claim help

This part does not depend on how the case ends. Two sections of title 38 set the rules for everyone.

• Who may help with a claim. Under 38 U.S.C. § 5901(a), "no individual may act as an agent or attorney in the preparation, presentation, or prosecution of any claim under laws administered by the Secretary unless such individual has been recognized for such purposes by the Secretary." Recognized means accredited by the VA.
• When a fee may be charged. Under 38 U.S.C. § 5904(c)(1), a fee may not be charged "with respect to services provided before the date on which a claimant is provided notice of the agency of original jurisdiction's initial decision." In plain terms: no fee for help with the initial claim.
• How large a fee can be. When the VA pays an accredited agent or attorney directly out of past-due benefits, 38 U.S.C. § 5904(d)(1) says the total fee "may not exceed 20 percent of the total amount of any past-due benefits awarded."

Put a number on it. A veteran whose rating moves from 30% to 70% with no dependents goes from $552.47 to $1,808.45 a month, an increase of $1,255.98, or $15,071.76 a year. That is the money any fee comes out of. An accredited veterans service organization files the same initial claim at no charge.

What to do

• If you paid Trajector or have an unpaid invoice: read the claims agent's case page, keep every invoice and contract, and get advice before October 15. A legal assistance office can help if you are still eligible to use one.
• If you are filing a claim now: use an accredited representative. The VA publishes a search tool for accredited attorneys, claims agents and veterans service organization representatives, and by law it must show claimants a warning about unrecognized representatives and a link to report them.
• Before you sign anything with a company: ask one question. Are you accredited by the VA to prepare, present and prosecute claims? If the answer is no, or the company says it only provides "medical consulting," the fee limits above are the reason that distinction matters.
• Know what the claim is worth first. The VA disability calculator shows the monthly rate for each rating, and our claims guide walks through the process you can do without paying anyone.

The bottom line

Trajector Holdings and its affiliates filed for Chapter 11 on July 23, 2026 with veterans' proposed class actions pending. The bankruptcy notice set October 1, 2026 as the general deadline for claims; motions to extend it and to allow class claims go to an evidentiary hearing on October 15, 2026. No court has ruled on the allegations. Whatever happens there, federal law bars fees for help with an initial VA claim and requires VA accreditation to represent a claimant. VA rates cited are those effective December 1, 2025. This is general information, not legal advice; verify your own situation with an attorney or an accredited representative.